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 "Sometimes Bill working for the city comes in real handy. Like when we decided to replace the kitchen fixtures." |  "We got a hybrid loan. It starts out as a fixed rate loan, converts into an ARM, and if the lender's not satisfied with his return, we host his in-laws every other summer in the basement." |  "The paperwork for your mortgage seems to be in order. Now, if we can tap a vein for your signature we'll be all set." |  "When we bought it 5 years ago the mortgage payments seemed huge. But we got used to it. Please, pull up an orange crate and make yourself comfortable." |
 "Before you begin your home staging consultation, let me say one thing, because I know what you're thinking, and we already plan on getting rid of that hideous lamp." |  "OK, OK! You drive hard bargain. Me throw in washing machine." |  "Well, it always helps to put fresh flowers around, and simmer some potpourri on the stove. Oh, and let's get rid of those Alligator Motels." |  "I'm not sure this entirely justifies the 'water view' increase in your selling price." |