 "I bought a software program that should help us monitor and control our spending habits, and while I was there, I picked up a few new games, a couple of screen savers, 4 new mousepads, this nifty pullout keyboard cradle |  Can you explain your loan program again, this time without using the phrase, 'yada,yada,yadda?' " |  "Let's see if we can determine your capacity for assuming risk. Now, how familiar are you with snake handling?" |  "The terms of our refinancing gave us a little extra cash to build an add-on to the back of the house." |