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 "Looks like the market's about to take a downturn." |  "Let your mind go...deeper..." |  "We can't insure your happiness, however we do offer an extended warranty on joie de vivre." |  "Perhaps you'd like to buy these magic beans, or this charm that will give you good luck, or this stock that promises a 200% return on your investment in less than 18 months." |
 "My portfolio's gonna take a hit for this." |  "My God! That's my fund manager!" |  "Choosing the right mutual fund is like choosing the right hat. You find one that fits you best and then you stick with it." |  "I like the value stocks too, but right now we're looking into a more aggressive growth fund." |