 (Whenever Carl used his credit card, the results were always disastrous.) |  "Tell Her Highness I think the people from the collection agency are here." |  "You have the first case of identity theft I've ever seen where the thieves actually returned the identity because the credit was so bad." |  "I don't know how the heck these credit agencies get this information, but I returned that rake and snow blower to my neighbor 6 months ago!" |